Prep: Chop all veggies and set aside.
Brown the Meat: In a large skillet over medium heat, brown ground beef until cooked through. Drain fat. Add onion, garlic, and chili seasoning. Cook 5 more minutes until onions soften and fragrant. Transfer everything to the slow cooker.
Build the Chili: Add the drained beans, diced tomatoes, jalapeños, habaneros, and about ¾ of the V8 juice. (You can adjust thickness later.)
Cook the Bacon: While chili starts cooking, bake bacon on a foil-lined pan at 400°F for 15–20 minutes until crispy. Chop and stir into the chili.
Slow Cook: Cover and cook on low for 6–8 hours or high for 3–4 hours. Add more tomato juice if needed.
Serve: Ladle into bowls, top with cheese, sour cream, Fritos, onions, peppers, and a splash of white vinegar.